For neobanks & challenger banks

Fraud that lives in the gap between speed and trust.

Your customers expect instant onboarding, instant payments, instant card issuance. Every friction point you add to fight fraud costs you a customer. ISOFORT scores the journey continuously so you don't have to choose between approval rate and fraud rate.

Onboarding fraud
Synthetic identities, stolen documents, deepfake liveness. We catch them before card issuance.
Account takeover
Credential stuffing, session hijacking, SIM swap. Score the session, not just the login.
Mule networks & APP fraud
First-party fraud and authorized push payment scams. Graph analysis surfaces the network.
Schedule a demo
1
Application submitted
scored 0.12
2
Identity verified
passed
3
Card issued
approved
4
First transaction · €4,200
score 0.89 · step-up
5
SCA challenge passed
released
6
Recurring spending
baseline learned
For fintech platforms & PSPs

One layer across every product line.

Lending, BNPL, embedded finance, acquiring. Each product line has its own fraud shape, but they share customers, devices, and counterparties. ISOFORT gives you one immune layer that sees the full picture, with explanations your regulator will accept.

Payment fraud at checkout
Card-not-present fraud, stolen cards, friendly fraud. Score in under 200ms without breaking conversion.
Lending & BNPL fraud
Synthetic borrowers, first-payment default fraud, identity recycling across products.
Regulator-ready audit trail
Every decision logged with full reasoning. SCA, PSD2, FCA-compliant by default.
Schedule a demo
PRODUCT LINE · BNPL
Application #2847 declined
Synth score 0.87 · Identity recycled from rejected lending app (Mar 2026)
PRODUCT LINE · ACQUIRING
Merchant txn #9214 approved
Score 0.08 · Returning customer, baseline match
PRODUCT LINE · EMBEDDED
Wallet load #5621 step-up
Score 0.58 · New device, requires SCA challenge
For exchanges & on-chain platforms

The first immune layer for cross-chain finance.

Wallet drainers, bot-driven withdrawals, layered laundering. The threats on-chain look nothing like the threats off-chain, but the attackers move freely between them. ISOFORT watches both edges in the same context window.

Wallet drainer detection
Catch malicious signatures and approvals before the withdrawal completes.
Bot networks & wash trading
Identify coordinated automated activity across accounts and trading pairs.
AML & sanctions screening
On-chain sanctions exposure, mixer interaction, layered laundering patterns.
Schedule a demo
CROSS-CHAIN ALERT blocked
Wallet: 0x7f3a...9c2e
Action: approve unlimited spending
Counterparty: known drainer (Tornado-adjacent)
Off-chain link: customer onboarded 4h ago
Score: 0.96
→ TRANSACTION REJECTED · WALLET FLAGGED
For traditional & incumbent banks

Modernize fraud and AML without ripping out the core.

Decades of legacy systems, siloed data, and manual review queues, while the fraud evolves faster than the stack. ISOFORT sits on top of what you already run and adds an explainable, real-time immune layer, so you catch modern fraud without a core replacement.

Wire & payment fraud
Real-time screening on wires, ACH, and instant payments, before the money leaves the bank.
Authorized push payment scams
Detect social-engineering and scam-driven transfers your customers are tricked into making.
AML & sanctions at scale
Screen millions of transactions against sanctions and watchlists, with a defensible audit trail.
Schedule a demo
WIRE · REAL-TIME SCREEN hold
Amount: € 84,000 outbound wire
Beneficiary: new, added 20 min ago
Signal: APP-scam pattern · urgency + first payment
Score: 0.83
→ HELD FOR CALLBACK · CUSTOMER CONFIRMED SCAM
For credit unions & community banks

Enterprise-grade defense, without an enterprise team.

Member-owned, community-focused, and often protecting members with a small fraud team. ISOFORT's agentic AI does the investigation work a big bank's analysts would, so a lean team punches far above its weight and members stay protected.

Member account takeover
Catch credential stuffing and session hijacking before a member's savings move.
Elder & scam-targeting fraud
Flag transfers matching elder-fraud and romance-scam patterns before they complete.
Small team, full coverage
Autonomous agents triage and investigate, so your team reviews only what truly matters.
Schedule a demo
1
142 alerts overnight
agent triaged
2
128 cleared as routine
auto-closed
3
Member ATO · savings drain
score 0.91 · escalated
4
Elder-scam wire · € 9,500
held · callback
5
12 for analyst review
1 small team

Audit-ready by default

Built for European supervisory frameworks. Every decision is logged, explainable, and exportable.

SOC 2 type II
ISO 27001
GDPR
PSD2 / SCA
Get started

Your fraud shape
is different.

Tell us where you bleed. We'll show you what an immune response looks like for your specific stack.